ESIC Part 2: Step-by-Step ESIC Online Services & Claim Process

 

What is ESIC?

Employees' State Insurance Corporation (ESIC) is a social security scheme for employees that provides medical, sickness, maternity, disability, and dependent benefits.

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1️⃣ How to Check ESIC Number Online (IP Number)

Your ESIC Insurance Number (IP Number) is a 10-digit number and remains the same for life.

Steps to check ESIC number:

1. Visit ESIC Member Portal

2. Click “Insured Person Login”

3. Enter IP Number / Mobile / Email

4. Verify OTP

5. View your ESIC profile & contribution details

📌 Tip:
If you don’t know your IP number, check:

• Salary slip

• Appointment letter

• ESIC email/SMS from employer

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2️⃣ How to Download ESIC Pehchan Card (e-Pehchan)

Pehchan Card is your ESIC identity card used in hospitals.

Steps to download ESIC Pehchan Card:

1. Login to ESIC Insured Person Portal

2. Go to “Profile”

3. Click “Download Pehchan Card”

4. Print or save PDF

✅ Who can use it?

• Employee

• Spouse

• Children

• Dependent parents (if registered)

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3️⃣ ESIC Hospital & Dispensary Process

How ESIC medical treatment works:

1. Visit ESIC Dispensary (first point)

2. Carry Pehchan Card / Aadhaar

3. OPD consultation & medicines

4. If needed → Referral to ESIC Hospital / Tie-up Hospital

5. Cashless treatment provided

📌 Emergency Case:
Go directly to the nearest ESIC/tie-up hospital.

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4️⃣ Step-by-Step ESIC Claim Procedure

Common ESIC Claims & Forms:

Benefit Type	Form
Sickness Benefit	Form 9
Maternity Benefit	Form 19
Disablement Benefit	Form 14
Dependent Benefit	Form 15
Funeral Expense	Form 22

Claim Process:

1. Visit ESIC Hospital

2. Doctor issues medical certificate

3. Submit claim via ESIC Branch Office / Online

4. Aadhaar + Bank details required

5. Amount credited to bank account

⏳ Timeline:
Payment usually within 7–21 days

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5️⃣ What If Employer Does NOT Deposit ESIC?

🚨 This is a serious legal violation.

How to check employer ESIC contribution:

1. Login to ESIC IP Portal

2. Go to Contribution History

3. Check monthly deposits

If ESIC not deposited:

• Medical benefits still continue

• Employer is fully liable under law

What you should do:

✔ File complaint at ESIC Branch Office
✔ Raise grievance on ESIC Grievance Portal
✔ Email ESIC Regional Office
✔ Keep salary slips & appointment letter as proof

⚖ Important:
Employer can face penalty, interest, and prosecution.

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Key Takeaways (Employee Must Know)

✅ ESIC number is lifelong
✅ Pehchan Card = Medical access
✅ ESIC treatment is cashless
✅ Claims can be tracked
✅ Employer cannot deny ESIC
✅ Non-deposit is punishable

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ESIC Part 3 – Coming Soon

In the next part, we will cover:

• ESIC maternity benefit in detail

• ESIC during job change

• ESIC vs private insurance

• Common ESIC mistakes by employers

📢 Follow & share to spread employee awareness.

🔗 Related ESIC & Employee Rights Guides

• ESIC Benefits Explained – Eligibility & Coverage (Part 1)  

👉 https://indiaemployeerights.blogspot.com/2026/01/esic-benefits-explained-part-1.html

• ESIC Maternity Benefits & Job Protection (Part 3)  

👉 https://indiaemployeerights.blogspot.com/2026/01/esic-part-3-maternity-benefits-job.html

• Offer Letter vs Appointment Letter – Key Differences  

👉 https://indiaemployeerights.blogspot.com/2025/12/offer-letter-vs-appointment-letter.html